How to Move to New Zealand: 2025 Step-by-Step Guide

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Moving to New Zealand is an exciting adventure filled with breathtaking landscapes, a friendly culture, and a high quality of life. But how to move to New Zealand successfully? This step-by-step guide will walk you through everything from choosing the right visa to settling into Kiwi life. Whether you’re coming from the US or elsewhere, these steps will help make your relocation as smooth as possible.

Table of Contents (Quick Overview):

Step 1: Choose the Right Visa
Step 2: Secure a Job (If Needed)
Step 3: Plan Your Move and Logistics
Step 4: Find Housing in New Zealand
Step 5: Navigate Healthcare and Insurance
Step 6: Set Up Banking and Finances
Step 7: Embrace Kiwi Culture and Lifestyle
Step 8: Settle In – Final Steps

Throughout this guide, we’ll also point you to useful resources like The Kiwi Kit’s program, Zero to Zealand, and specialized relocation tools (including our course and checklist) to support your journey. Let’s dive in!

Step 1: Choose the Right Visa

Visa selection is the first critical step in planning how to move to New Zealand. New Zealand offers several visa options depending on your purpose and how long you intend to stay. Researching and choosing the proper visa early will shape the rest of your relocation plan.

Working Holiday Visa: If you’re 18–30 (up to 35 for some countries) and want to experience New Zealand for up to a year (or more, depending on your country), a working holiday visa allows you to travel and work temporarily. This is a great option for young adventurers testing the waters of Kiwi life.
Skilled Migrant Category (Residence Visa): This is a points-based residency visa for skilled workers. Factors like age, work experience, qualifications, and having a job offer in New Zealand will earn you points. You submit an Expression of Interest, and if you have enough points, you might be invited to apply for residence. This is a common pathway if you plan to move to New Zealand permanently.
Work Visas (Temporary): For those who have a job offer but don’t yet qualify for residence, New Zealand’s main work visa is currently the Accredited Employer Work Visa (AEWV). You need a job offer from a NZ employer accredited by Immigration NZ. Work visas are typically temporary (up to 3 years, sometimes extendable)
immigration.govt.nz, but some can lead to residence over time (often called “Work to Residence” pathways).
Partner and Family Visas: If you have a spouse/partner who is a New Zealand citizen or resident (or sometimes if they are on a work/student visa), you may qualify for a partnership-based visa. Children may be included on a parent’s application or have student/visitor visas as needed. It’s important to check eligibility requirements so your loved ones can join your move seamlessly.
Student Visa: Planning to study in New Zealand? A student visa allows you to live in NZ for the duration of a full-time course. You’ll need an offer from a New Zealand educational institution and proof of funds for living expenses.
Investor and Entrepreneur Visas: For investors or business entrepreneurs, New Zealand has special visa categories if you plan to invest significant funds in the country or start your own business. These have high requirements (like investment amount or business experience) and are less common, but can be a route to residency as well.

🗺️ Tip: Each visa type has specific requirements and application processes. Start by visiting the official Immigration New Zealand website to explore your visa options in detail and ensure you meet the criteria. If you’re unsure which visa fits your situation, consider consulting with one of our licensed immigration advisers for professional guidance. You can even book a consultation here. Planning your visa early will inform other decisions like your timeline and job search.

Internal Resource: Not sure where to start? Check out The Kiwi Kit’s homepage for an overview of New Zealand relocation resources. We also cover visa selection in depth in our relocation course (more on this later), guiding you through eligibility and paperwork with expert tips.

Step 2: Secure a Job (If Needed)

Many people moving to New Zealand will want to secure employment either before arriving or soon after. In fact, for several visa types (like work visas and skilled migrant residency), having a job offer is a requirement. Here’s how to approach the job hunt:

Research the Job Market: Start by researching which skills are in demand in New Zealand. Fields like IT, healthcare, construction, engineering, and education often have skill shortages. Knowing the demand for your profession can help you target your search. The New Zealand government’s Green List (available on Immigration NZ’s site) is a helpful reference.
Update Your CV to NZ Standards: Tailor your résumé/CV to fit the New Zealand style. Generally, Kiwis use the term “CV” and it should be concise, focused on skills and experience, and usually includes references or referees’ contact info. Highlight any international experience and be clear about your work rights (mention if you have a visa or are applying for one).
Job Search Strategies: Tap into popular New Zealand job sites and resources. Websites like Seek, Trade Me Jobs, and LinkedIn are widely used for job listings. You can also explore industry-specific job boards or recruitment agencies (we can help with that too! Email us at [email protected] for more info!). Networking is key in NZ’s tight-knit communities: don’t hesitate to reach out on LinkedIn or attend virtual job fairs and meetups in your industry.
Consider Starting from Abroad: Many expats line up a job before moving. If you’re moving from the US or another country, try to schedule interviews via Zoom/Skype. Emphasize to potential employers that you are serious about the move and note your visa status or timeline. Some employers might prefer you already have a right to work (i.e., a work visa or working holiday visa) to simplify hiring.
Work Culture Fit: Prepare for New Zealand’s work culture. Kiwi workplaces tend to value work-life balance and a less formal atmosphere. Hierarchies might be flatter than you’re used to, and teamwork is highly regarded. Demonstrating an understanding of Kiwi work culture in your interviews (for example, mentioning your interest in the lifestyle or team sports) can make a positive impression.

🗣️ Note: If your profession requires a license or registration in New Zealand (for example, nurses, doctors, teachers, electricians, etc.), start that process early. You may need to get your overseas qualifications assessed or pass exams to be allowed to work in your field. Research the professional body for your industry in NZ to understand the requirements.

Internal Resource: For additional strategies on finding a job and crafting a NZ-friendly CV, refer to our Kiwi Kit relocation course, Zero to Zealand. We also have a checklist that includes job-hunt to-dos, ensuring you don’t miss any step (like reference letters or certification transfers).

Step 3: Plan Your Move and Logistics

With your visa in progress and possibly a job offer in hand, the next step in how to move to New Zealand is handling the practical logistics of the move. This phase is all about planning the journey, packing up your life, and making sure everything is ready for departure.

Budget and Finances: Moving countries can be costly, so create a relocation budget. Include visa fees, flights, moving company or shipping container costs, temporary accommodation, and an emergency fund. Don’t forget the cost of living differences – research prices in NZ for housing, groceries, transportation, etc., so you know how much you need to save. If you’re coming from the US, you might find some things (like produce or milk) cheaper, but imported goods or electronics could be pricier due to New Zealand’s remote location.
International Moving Options: Decide how you’ll move your belongings. Options include hiring an international moving company to ship your household goods by sea (cheaper but takes weeks) or air freight (faster but very expensive). Many people moving to New Zealand choose to downsize and ship only essentials due to distance and cost. Obtain quotes from reputable international movers and check reviews. Remember to factor in New Zealand’s strict biosecurity rules: you’ll need to clean outdoor gear (like camping equipment or bikes) to avoid bringing in dirt or pests, and some items (certain foods, plants, wooden items) cannot be brought in at all.
Packing and Important Documents: Start organizing your important documents early. Ensure you have originals or certified copies of passports, birth certificates, marriage certificates, academic diplomas, professional certificates, medical records, and immunization records. These may be needed for everything from visa applications to school enrollments and healthcare registration. Pack these documents in your carry-on luggage. For other belongings, label boxes clearly and create an inventory (this helps with customs forms in New Zealand). Tip: Consider carrying essentials and sentimental items with you on the plane to avoid damage or loss in shipping.
Pets (If Applicable): New Zealand has strict regulations for pet importation (to protect its rabies-free status and unique wildlife). If you plan to bring your furry friend, start the process well in advance. Pets typically need microchipping, up-to-date vaccinations, and in many cases a quarantine period on arrival. Work with a pet relocation service or consult NZ’s Ministry for Primary Industries (MPI) for the latest rules. It’s not impossible to bring pets, but it does require careful planning and can be costly.
Book Your Travel: Once your visa is approved and you have a target move date, book your one-way flight to New Zealand! Flights from the US or Europe are long-haul, so plan for a comfortable journey. Check baggage allowances (you might want to pay for extra baggage instead of shipping some items). If you don’t yet have a permanent address in NZ, consider booking a week or two in a hotel or short-term rental (Airbnb or holiday park cabins are options) in your arrival city, giving you a base to start house-hunting.

🗺️ Tip: Use tools like NZ Ready (a free online planning tool by Immigration NZ) to get a tailored moving checklist. It can remind you of tasks like canceling utilities at home, redirecting mail, and other pre-departure steps. Also, check if your current driver’s license can be easily converted in NZ – you can usually drive for 12 months on a foreign license, but it’s good to know the process ahead of time (more on driver’s licenses in Step 8).

Step 4: Find Housing in New Zealand

Securing a place to live is a top priority when relocating. New Zealand offers a range of housing options, from modern city apartments to spacious suburban homes and rural properties. Here’s how to tackle the housing hunt:

Decide Rent vs. Buy: Initially, most newcomers choose to rent a home rather than buy. Buying property in New Zealand as a new arrival can be complex (there are restrictions on foreign buyers for existing homes), and you’ll want time to learn the areas. Renting gives flexibility. Once you’ve settled and if you plan to stay long-term, you can explore buying a home or land.
Choose Your Location: Research cities and regions based on your lifestyle and work. Auckland is the largest city with the most jobs (especially in tech, finance, and media) but also the highest cost of living. Wellington (the capital) has a big government and IT sector and a vibrant culture scene. Christchurch offers growing opportunities in tech and construction and a more affordable lifestyle, while Queenstown is great for tourism/hospitality jobs and an outdoorsy life. Consider climate, size, job opportunities, and even traffic when picking a location. If you’re moving from the US, note that NZ cities are much smaller (Auckland ~1.6 million people) and commutes might be easier in smaller cities.
House Hunting: Popular ways to find rentals include websites like TradeMe.co.nz (the main online marketplace in NZ) and RealEstate.co.nz, which list rentals and properties for sale. There are also Facebook groups dedicated to rentals in many cities. Engage local real estate property managers if you need assistance. It’s often helpful to be on the ground in NZ to view rentals in person, but you can start browsing listings online from abroad to gauge prices and availability.
Understanding the Rental Process: In New Zealand, rentals usually require a bond (security deposit) of up to 4 weeks’ rent (lodged with Tenancy Services, a government body) plus the first week or two of rent in advance. Rentals can be furnished or unfurnished (most long-term rentals are unfurnished). Tenancy agreements are typically 6 or 12 months. Make sure to inspect the property (or have someone do it) and note any issues in a property condition report. If you’re unsure about New Zealand tenancy laws and your rights, the NZ Tenancy Services website has great resources.
Cost of Housing: Housing costs vary widely. As a rough idea, as of 2025, a one-bedroom apartment in Auckland’s city center might rent for NZD $500+ per week, whereas a similar unit in a smaller city like Dunedin might be NZD $300–$400 per week. Outside of the main cities, costs drop further. Keep in mind New Zealand rents are often quoted weekly (not monthly as in the US). Always double-check if utilities are included; usually, power, internet, and water are paid separately by the tenant.

🏡 Tip: If you’re arriving without permanent housing sorted, consider short-term accommodation first. Many newcomers book an Airbnb for a few weeks or stay in serviced apartments, holiday parks, or hostels while house hunting. This takes the pressure off having to sign a lease sight-unseen. It also allows you to get a feel for different neighborhoods before committing long-term.

Internal Resource: Our Moving to New Zealand Checklist includes a housing section that lets you tick off tasks like researching neighborhoods, contacting agents, and setting up utilities. Don’t forget to use that checklist to stay organized during your house hunt!

Step 5: Navigate Healthcare and Insurance

One big question when figuring out how to move to New Zealand is how the healthcare system will work for you. New Zealand has a quality healthcare system with both public and private services. Ensuring you and your family have access to medical care is an important part of settling in.

Public Healthcare Eligibility: New Zealand’s public healthcare is subsidized or free for citizens, residents, and certain work visa holders. If you are on a work visa valid for 2 years or more, or you gain residency, you become eligible for publicly funded healthcare. This means you can see doctors and go to public hospitals often at low cost or no cost. If you’re on a shorter-term visa (e.g., Working Holiday or a work visa less than 2 years), you generally won’t be eligible for the public system, so you’ll need to pay for healthcare or have insurance. (Exception: ACC, New Zealand’s accident compensation scheme, covers treatment for accidents for everyone, even visitors).
Finding a Doctor (GP): Once you know where you’ll live, register with a local GP (General Practitioner). GPs are the first point of contact for healthcare in NZ. When you enroll with a GP practice, you’re also enrolling in their local Primary Health Organisation (PHO), which gives you subsidized rates if you’re eligible as a resident or long-term visa holder. It’s a good idea to enroll soon after you arrive, because some practices have waitlists. Look for a clinic near your home and call to sign up.
Private Health Insurance: Many newcomers (and even many locals) opt for private health insurance. Even though NZ’s public system is high quality, non-urgent procedures can have wait times. Private insurance can cover specialist visits, elective surgeries, and give you peace of mind especially during any waiting period before you become eligible for public health. If you’re moving from the US, you’ll find NZ health costs much lower; however, insurance is still wise to avoid out-of-pocket expenses for things like dental, optical, or immediate private care. Companies like Southern Cross, nib, and others offer health insurance plans for immigrants.
Medications and Records: If you take regular medications, check if they are available in New Zealand and whether you can bring a supply with you (some prescriptions can be brought in with a doctor’s note). It’s useful to carry a copy of your medical records or a summary from your doctor, including immunizations for you and your children. This will help your new NZ doctors continue your care without a hitch.
Healthcare for Children: Children under 13 get free GP visits in New Zealand, and there are immunization programs and well-child services to support families. If you have little ones, research local pediatricians or family doctors. Also note, maternity care in NZ is largely free for residents and eligible visa holders – you’ll have access to midwives and hospital care without huge bills, which is a relief for many expat families.

🚑 Tip: Always know the emergency number in New Zealand. It’s 111 for the ambulance, police, or fire. In a medical emergency, an ambulance will take you to a public hospital, and as an eligible person (or via ACC for accidents) you won’t be charged for emergency care. It’s a big difference from the US system and one less worry once you’re covered in NZ.

Step 6: Set Up Banking and Finances

Getting your finances in order early will make life in New Zealand much easier. You’ll need a local bank account for things like getting paid by your employer, paying rent, and everyday transactions. Here’s how to manage your banking and financial setup:

Open a New Zealand Bank Account: New Zealand has several major banks, including ANZ, ASB, BNZ, Westpac, and Kiwibank. You can often open a bank account from overseas (online) and then activate it in person once you arrive by showing identification and proof of address. This can be handy to transfer money ahead of time. Otherwise, plan to visit a bank branch soon after arrival to open an account. You’ll typically need your passport and proof of your NZ address (sometimes the confirmation of a rental agreement or a letter from a hotel/hostel can work if you just arrived).
Transferring Money: To fund your new account, compare exchange rates and transfer fees. Banks can transfer money from your home country, but specialized foreign exchange services (like Wise, XE, or OFX) often offer better rates and lower fees than traditional banks. Setting up one of these services before you move can save you money when moving large sums (for example, transferring savings or proceeds from selling a house/car back home).
IRD Number (Tax ID): One crucial post-arrival task is obtaining an IRD number (New Zealand tax identification number) from Inland Revenue. You’ll need an IRD number so that you’re taxed at the correct rate when you start working. The process can be done online by submitting a form along with proof of identity and visa status. Do this as soon as you have a residential address in NZ – it’s a relatively quick process, but you don’t want to be on emergency tax code (which is a higher rate) when you get your first paycheck.
Credit Cards and Credit History: Consider getting a local credit card or at least a debit card. New Zealand’s credit score system may not have any record of you when you arrive. You might start with a low-limit credit card to build credit. Visa and MasterCard are widely accepted in NZ, while American Express is less common in smaller shops. If you have credit cards from home, inform those banks you’re moving to avoid fraud alerts, and check what foreign transaction fees they might charge when used in NZ.
Cost of Living & Budgeting: Once settled, track your cost of living for the first few months to adjust your budget. Some items like fresh food can be reasonable, but things like electricity can be more expensive than you might expect (especially in winter if heating a home). Internet and mobile plans are also something to set up: NZ has several providers (Spark, Vodafone/One NZ, 2degrees) – shop around for a good deal. Many plans are prepaid or month-to-month, making it easy for new arrivals to get connected without long contracts.

💰 Tip: If your move to New Zealand is long-term, look into KiwiSaver (New Zealand’s voluntary retirement savings scheme). If you start a job, your employer will by default enroll you in KiwiSaver (you can opt out if you wish). Participating in it can be a great way to save for the future, and employers contribute a minimum amount as well. It’s something to consider once you have a job and bank account set up, as part of your financial planning in NZ.

Step 7: Embrace Kiwi Culture and Lifestyle

Adjusting to a new culture is one of the most exciting parts of moving abroad! New Zealand, often nicknamed “NZ” or by its Māori name “Aotearoa,” has a rich and unique culture influenced by indigenous Maori and various immigrant groups, all wrapped up in a laid-back Kiwi vibe. Here’s how to dive in and adjust to life like a local:

Friendly and Adventurous Spirit: Kiwis (New Zealanders call themselves “Kiwi” after the native bird) are known for being friendly, down-to-earth, and helpful. Don’t be surprised if strangers chat with you or offer help when you’re out and about. Embrace the adventurous spirit – weekends might be filled with tramping (hiking) in national parks, surfing at the beach, or cheering on the All Blacks rugby team. Saying “Kia ora” (hello in Māori) is a common greeting and a nice way to show respect for the local culture.
Language and Slang: English is the primary language, but the Kiwi accent and slang can take a little getting used to. You’ll hear unique expressions like “No worries, mate”, “She’ll be right” (it’ll be okay), or “Sweet as” (awesome/great – and you might wait for the comparison, but that’s the whole phrase!). Give yourself time to adjust to the accent and don’t hesitate to ask if you’re unsure what something means. Also, Te Reo Māori (the Māori language) is an official language, and you’ll encounter Maori words in daily life (like kai for food, whānau for family). Learning a few Māori phrases and the correct pronunciation of place names will help you feel more integrated and is appreciated by locals.
Work-Life Balance: Culturally, New Zealand places a big emphasis on work-life balance. The work week is usually around 37-40 hours, and offices tend to have a relatively relaxed atmosphere. Don’t be surprised if colleagues leave early to pick up kids or go for a run – and you should feel comfortable doing the same when your work is done. There’s a strong culture of enjoying life outside of work, whether it’s spending time with family or enjoying NZ’s great outdoors. If you’re moving from the US, you might notice the pace is a bit less hectic and vacations (holiday leave) are more generous (most full-time workers have at least 4 weeks of paid leave per year).
Social Etiquette: Kiwis are generally polite and somewhat reserved at first. Punctuality is appreciated at work and social meetings. It’s customary to bring a plate (a dish to share) when invited to a BBQ or potluck. Tipping is not a big part of New Zealand culture – it’s not expected in restaurants or taxis, as workers are paid a living wage. You might tip for exceptional service if you like, but it’s truly optional. Also, shoe etiquette: in many Kiwi homes, people take off their shoes at the door (especially if the house has carpet or it’s a Māori household where it’s a sign of respect).
Understanding Māori Culture: Take time to learn about the Māori culture and history, as it’s central to NZ’s identity. You’ll see Māori carvings, hear the haka (the famous Māori dance/chant, often performed before rugby games), and find Māori heritage woven into everyday life. Important values include manaakitanga (hospitality/kindness) and whanaungatanga (kinship/relationship). Participating in local cultural events, like Waitangi Day celebrations or regional Māori festivals, can enrich your experience and understanding of New Zealand.

🌄 Tip: One of the best ways to adjust and make friends is to get involved. Join local clubs or groups related to your interests – whether it’s a sports team, a hiking group, a church or volunteer organization, or even a weekly pub quiz team. Kiwis are very community-minded and often welcome newcomers. Websites like Meetup.com have groups in major NZ cities for various hobbies. By putting yourself out there, you’ll build a social network and start feeling at home much faster.

Step 8: Settle In – Final Steps

You’ve made it to New Zealand and are starting to find your groove. This final step ensures you tie up any loose ends and truly settle into your new life:

Complete Arrival Tasks: After arriving, there are a few important tasks to do promptly:

Apply for your IRD number (if you haven’t already) so you can get paid and taxed correctly.
Convert your driver’s license within 12 months of arrival. You can use your foreign driver’s license for up to one year; after that, you’ll need to pass an NZ theory test (and possibly a practical test depending on your country) to get a New Zealand license. It’s wise to do this sooner rather than later, especially if you’ll be driving regularly.
Enroll kids in school or childcare. New Zealand has excellent schools. If you have children, research your local school zones (where you live can determine which public school they can attend). Contact schools to enroll them, and remember to get copies of their previous school records and vaccination records to provide to the new school.
Register with local services: This includes finding a doctor (GP) and dentist and registering with them, as mentioned in Step 5. Also, if you haven’t already, set up your internet, mobile phone plan, and utilities for your home. Most utility setups (power, gas, water if not included, internet) can be done online or over the phone quickly once you have a house or apartment.

Meet People and Build Community: Now that the initial rush is over, focus on building your support network. Make an effort to get to know your neighbors – Kiwi neighbors often will chat over the fence or invite you for a cup of tea. Attend community events: libraries often have free events or notices for community gatherings, and local councils host events (like festivals, markets, or sports events). If you moved for a job, your colleagues might become friends; say “yes” to after-work drinks or Friday night get-togethers as you’re comfortable.
Explore Your Area: Take time to be a tourist in your new hometown. Explore the local museums, parks, hiking trails, or cafes. New Zealand has incredible natural beauty, so plan some road trips or weekend getaways to truly appreciate the country. Whether it’s a day trip to a nearby beach or a longer adventure to iconic places like Milford Sound, Rotorua’s geothermal parks, or the Southern Alps, exploring will make you fall in love with your new home and remind you why you moved.
Adapt and Give It Time: It’s normal to experience some homesickness or culture shock after the initial honeymoon period. You might miss familiar foods or find certain processes (like different banking systems or the way addresses are formatted) confusing at first. Give yourself time to adjust. Keep in touch with family and friends back home (the time zone difference from the US is significant – about 17-20 hours ahead – so plan calls accordingly). At the same time, immerse yourself in local life to overcome homesickness. Over a few months, your surroundings will become more familiar, and routines will form.
Stay Informed and Get Support: Keep an eye on The Kiwi Kit’s resources like our blog for new expats. We regularly share tips on settling in, changes in immigration policies, and insights from other people who have moved to New Zealand. If you find yourself struggling with any aspect of the move, remember you’re not alone. There are online communities (Facebook groups like “Americans in New Zealand” or expat forums) where people share experiences and advice. Don’t hesitate to seek help or ask questions – Kiwis and the expat community are generally very willing to assist newcomers.

🎉 Tip: Celebrate your wins! Moving countries is a huge achievement. Did you handle all the paperwork? Land your first job in NZ? Made your first Kiwi friend? Found your go-to grocery store and favorite coffee shop? Those are all victories. Treat yourself and acknowledge how far you’ve come from the moment you decided to move to New Zealand.

Moving to New Zealand is a journey that requires planning, courage, and flexibility. From sorting out visas and jobs to embracing the local culture, each step will bring you closer to calling New Zealand “home.” This guide on how to move to New Zealand is meant to give you a comprehensive roadmap. Everyone’s experience will be a little different, but the adventure and rewards of Kiwi life await at the end of these steps.

If you’re feeling a bit overwhelmed, don’t worry – that’s normal! The Kiwi Kit is here to help. Be sure to explore our site for more detailed guides and tools. You might find our in-depth relocation course, Zero to Zealand, especially helpful for step-by-step assistance, or use our handy Moving to New Zealand Checklist to track your progress through all these stages. We’re passionate about helping fellow adventurers make a successful move.

Call to Action: Ready to take the leap? Visit our homepage to learn more about The Kiwi Kit’s services and success stories. And when you’re prepared to get expert guidance, check out our relocation course, Zero to Zealand, or download our ultimate NZ moving checklist – we created them to make your New Zealand dream a reality. Kia kaha (stay strong) and welcome to your new adventure in New Zealand!